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Mortgage Loan Officers
Our lending staff is here to help you with all your mortgage needs. We'll guide you through the mortgage process step-by-step and answer all your questions along the way.


Shelby Morgia
Mortgage Loan Officer
Direct:   (315) 222-7268
Email:   smorgia@wsbny.com
NMLS #: 552288
Karen Roden
Mortgage Loan Officer
Direct:   (315) 222-7255
Email:   roden@wsbny.com
NMLS #: 552292
Michele Maitland
Mortgage Loan Officer
Direct:   (315) 222-7266
Email:   maitlandm@wsbny.com
NMLS #: 552287
Watertown Savings Bank
111 Clinton Street, Watertown, NY  13601
Office:  (315) 788-7100
Toll Free:  (800) 870-8510
Direct:  (315) 836-8440
loaninfo@watertownsavingsbank.com
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